WHo we are

Our artificial-intelligence credit repair service that leverages instantaneous dispute generation and data analysis to improve your credit scores and overall financial profile in 120 days or less!

LEARN MORE

No expensive tuition, no student loans, no lengthy classes; This is an on-line course & exam, that when completed, you will obtain your Life Agent License in a little as 30-days! Our licensing coordinator will guide you through the entire process. 

1. Pre-Licensing Education: Complete a state-approved pre-licensing education course for life insurance. 
2. Licensing Exam: After completing the pre-licensing course, you need to pass the Texas life insurance licensing exam.
3. Fingerprinting and Background Check: Undergo a criminal background check and provide fingerprints as part of the licensing application process.
4. Submit Application: Complete the Texas Department of Insurance (TDI) application for a life insurance license. 
5. Pay Fees: Pay the required fees associated with the licensing application and exam.
6. Maintain Continuing Education: After obtaining your license, and get appointed to a carrier. 

1. Choose a Name: Select a unique and distinguishable name for your LLC that complies with Texas naming requirements.
2. Appoint a Registered Agent: Designate a registered agent who will receive legal documents and official correspondence on behalf of the LLC.
3. File Certificate of Formation: Prepare and file the Certificate of Formation (Form 205) with the Texas Secretary of State. This form provides basic information about the LLC, such as its name, registered agent, and management structure.
4. Pay Filing Fee: Pay the required filing fee associated with the Certificate of Formation. The fee can vary, so check the current fee schedule on the Secretary of State's website.
5. Create an Operating Agreement: While not mandatory, it's recommended to create an operating agreement that outlines the internal management structure and operating procedures of the LLC.
6. Obtain an EIN: If your LLC will have employees or multiple members, you'll need to obtain an Employer Identification Number (EIN) from the IRS. This number is used for tax purposes.
7. File Additional State Requirements (if applicable): Depending on the nature of your business, you might need to comply with additional state requirements, such as obtaining specific licenses or permits.

1. With a 680 or better credit score, no late payments, and verifiable income, you could qualify for $25k to $75k in personal or business credit cards/lines of credit at 0% interest for up to 20 months.
2. With verifiable personal income (w2 if employed, last 2 yrs taxes if self employed) and manageable personal debts you can qualify for up to $100k in 5 year term loans. 
3. With business bank statement deposits of $15,000+ per month in the last 90 days and 2 years of profitable business/personal tax returns, there are loan options up to $1 Million. 

• Essentially, when you pay a premium into a properly structured indexed universal life insurance policy, a smaller portion of the funds goes to the basic functioning of the insurance, and the maximum amount goes into a cash saving account and earns interest based on an equity index. Protected from market volatility, the policy allows you to borrow from the cash value and pay yourself back over time. Hence "Becoming your own bank."
  
• When considering life insurance, it's essential to look beyond the traditional and explore options that offer living benefits and financial growth potential. Our structured Indexed Universal Life policy combines the best of both worlds, providing protection for your loved ones and a long-term wealth building strategy.