A GOOD Life Starts With GOOD Credit

Studies show 79% of credit reports contain mistakes or serious errors. Have any of the below on your credit report? Find out how we can help you.

It's not just your credit, it's your credibility.

Legal Consultation
Credit Education
Score Simulator and Tracker
Up to $1M in Stolen Funds Reimbursement
Budgeting and Tax Tools
Debt Analysis Tool
Student Loan Solutions
Attorney Guided Dispute Letters
Monthly 3-Bureau Report and Scores
Family Protection - $25K ID Theft Insurance
Utility Payment and Credit Builder Reporting
Wealth Management Tools

GETTING STARTED

HOW TO REGISTER?

This AI Credit Restoration platform puts you in the driver's seat by providing you the recommendations and resources you need to prepare your dispute letters, getting started training videos, as well as offering credit education.

This next generation of credit restoration analyzes your 3 bureau credit reports, identifies negative accounts, and prepares an aggressive dispute strategy. If an account wasn’t deleted, our software will suggest a new strategy for additional disputes. Every month you'll receive a progress report showing what accounts were deleted and your new credit scores.

Within 48 - 72 hours, an agent will reach out to personalize your AI-Powered Credit Restoration, tailoring a comprehensive plan for you to strategically improve your profile. Credit restoration takes time, get started today!

Schedule your intake call

monitor your credit

Myfreescore now

Get all 3 Reports and 3 Scores now! New 3-Bureau Report included monthly $1.00 Upfront Activation Fee. Monthly Membership of $29.90 automatically charged after 7-Day Trial.

Check My Vantage

myscoreiq

90% of lenders use FICO to qualify you for financing.

Although VantageScore credit scores have been around for about 15 years, the FICO Score is still the preferred choice of most lenders. In the U.S., lenders use FICO Scores in 90% of lending decisions. If you apply for a loan, credit card or some other type of financing, the lender will probably check your FICO Score.

Check my fico

Build your credit

Personal Tradelines | Authorized Users

It is possible for consumers to purchase authorized user tradelines 100% online with an easy automated checkout process. By leveraging innovative technology, we have been able to cut costs and streamline the process, which ultimately makes this strategy available to more consumers. Adding a tradeline is not credit restoration, however, we want our customers to have the same opportunities as other more privileged Americans who have friends and family to offer them this same strategy.

Add a tradeline

Self. - Personal Credit Building

We believe everyone deserves a chance to build credit and improve their financial future. So whether you have low credit or no credit, we can help you get on track toward your goals.

You can get an average credit score bump of 49 points
Payments reported to all 3 credit bureaus
Starting at $25/month

Self Credit Building

Kikoff - Personal Credit Building

KikOff is a credit-building service designed to help you build credit safely and responsibly. Our products are designed to target the 5 major credit score factors.

Credit Account - this is their primary product: a revolving line of credit designed to address the 3 key factors of your credit score: payment history, credit utilization, and age of accounts.
Reduce your credit utilization: Signing up for Kikoff gives you automatic access to a $750 line of credit to make purchases from Kikoff.
Credit Builder Loan - Credit Builder Loan is a 1-year credit-building plan that also builds $10/month in savings. At the end of the year, you’ll have built 12 months of payment history and you’ll get all your savings back ($120).
Secured Credit Card - this is a free, secured credit card product that safely builds your payment history through your everyday transactions.

KikOff Credit Building